We realize that at the center of every business is their customer base, so we hope to serve and show you how to collect more of the money that is owed to you, pleasantly and efficiently. We build strong client relationships through QUALITY, EXCELLENT SERVICE, SUPERIOR TECHNOLOGY and SUCCESS in exceptional debt collection rate scaling from 95%-98% of 80% corporate private sector.
Al Bannai Debt Collection complements strong global orientation with a thorough understanding of the UAE law and environment so that you get the best service in the way you deserve.

The following bulleted stages are conducted to trace your success:

  • Initialization stage
  • Data Collection stage
  • Investigation stage
  • Processing stage
  • Final collection stage


The first step for us to start recovering your debt is to meet with you. The initial consultation and even consultation in between the process is imperative for us to discuss recovery strategies. Debt recovery is by no means easy and even though we are professionals try to always keep you in the loop of the latest developments. Plus, we need your opinion for times when it’s important that we escalate the matter further because the collection agency is unable to collect otherwise. Our consultants are seasoned debt collection experts and so are in the best position to understand and discuss your current predicament.


Sometimes, a debtor will be unaware of an outstanding debt and will only know it exists once a debt collection agency gets in touch with them. A common reason why a debt may be transferred to a debt collection agency is primarily because the creditor could not reach the debtor. This can occur either the information provided were not updated or incorrect contact information in their files. We will try to obtain accurate and complete records using advance skip-tracing tools and even private investigators, to obtain the updated contact details.


Our specialist investigators will attempt to trace or confirm the location of your debtors to ensure the collections processes can commence, for a greater chance of success.


Our collection strategy is to maximize recoveries quickly, efficiently, and ethically. We work to develop long-term, successful partnerships with our clients.


  • Agreement with client
  • Payment of handling charges / upfront cost / retainer fee
  • Examination of facts by the team
  • Finalization of the strategy in consultation with committee
  • Commencement of action
  • Reporting
  • Recovery
  • Remittance
  • Closure of file


PRICES 1 to 180 Days 181 to 365 Days 366 to 730 Days Two years & above
20,000 to 100,000 20% 30% 40% 50%
101,000 to 500,000 15% 25% 35% 40%
501,000 to 1,000,000 10% 20% 25% 30%
1,001,000 & above 8% 15% 20% 25%
  • Our rates are not uniformly applicable as above, each case has to be studied well by its nature time factor, existence of the debtor & the degree of difficulty involved in the recovery of the debt.
  • BDC minimum charges are AED 5,000/= case for debts below AED 20,000/=.